You should really make sure an accident report is filed with your local police department anytime you’re involved in a vehicle accident. Many states actually require you to notify the police if your accident requires medical care or results in excessive damages. If you don’t report the accident to the police, there won’t be any official record of your accident, and a personal injury claim can be much more difficult to prove. When you file a personal injury claim against the at-fault party’s insurance company, the police report is what will prove your accident did, in fact, occur. It will also provide evidence of damage and injuries, and likely prove fault to win your case. If you’re involved in a car accident, it’s in your best interest to call the police and make sure a report is filed.

If I Didn’t Get a Police Report Can I Still File an Insurance Claim?

It will be difficult for an insurance company to determine fault without an official police report. There’s a solid chance the company will question your claim and the entire process will be quite a bit more complicated. That said, there are many claims that don’t have a police report. Maybe the officer didn’t file one because he didn’t know there was an injury or didn’t see the extent of the damage. Maybe you didn’t call the police because it wasn’t obvious how much it would cost. If you want to file an insurance claim and didn’t get a police report, you’ll want to speak to a personal injury attorney in Texas who can help you figure out the best approach.

What Does a Personal Injury Lawyer Do for an Insurance Claim?

If you weren’t able to get a police report or a recorded statement, the first thing we’ll do is collect as much evidence and gather as many witnesses as possible. If you’ve been injured, we’ll also set up medical evaluations with a trusted doctor who deals with cases like this on a regular basis. We’ll build a solid case that shows you weren’t at fault, then we’ll file that claim with the insurance company. It’s hard to know how much your case is worth without a full medical exam and evaluation. At that point, we’ll issue a demand to go along with your claim. As your legal representation, we’ll handle everything with the insurance company and make sure we negotiate a fair settlement. If the insurance company refuses to settle, we might need to file a lawsuit. Our Waco personal injury law firm deals with car accident claims all the time and can quickly analyze your situation and let you know what your options are.

Do I Need a Personal Injury Lawyer?

Honestly, insurance companies don’t like to pay out settlements, and they’ll do whatever it takes to avoid doing so. Insurance companies have internal legal teams for this exact reason. When facing a corporation in court, you’ll want legal representation of your own. Working with a personal injury attorney gives you the best chance of winning a financial settlement. Reach out to For the Win Law for a free consultation today at (254) 870-4800.